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How to Find Affordable Health Insurance in the State of Utah

Utah Affordable Health InsuranceUtah Department of Health has a Primary Care Network program of health coverage for low-income individuals and families with children under 18. This insurance covers visits to doctors, clinics, dentists and also covers emergency room treatments. Income limits apply.

Utah's Premium Partnership for Health Insurance (UPP) helps low-income families up to age 64 by paying their health insurance premiums. Payment of premiums is limited to $150 a month for an adult and $120 a month for a child. To qualify for this insurance, residents of Utah must meet the income guidelines.

Children's Health Insurance Program (CHIP) is for uninsured children under 19 whose families meet the income guidelines up to 200% of Federal Poverty Level (FPL). A family of four, for example, could not earn more than $46,100 per year to qualify. Three plans are available under this program with some requiring no premium. Co-payments with this program are limited to 5% of family income.

Medicaid is available for low-income families who can't afford to purchase health insurance. To qualify, family income must be within 55% to 133% of FPL. Several Medicaid programs are offered. LIFC Family Medicaid is designed for low-income families with children, Medically Needy Family Medicaid is for families who do not qualify for LIFC, Pregnant Women plan offers benefits that extend to 60 days beyond the child's birth, Medically Needy Pregnant Women plan covers women who do not meet the qualifications for the Pregnant Women plan, Child Under Age 1 covers children through the first year following birth, and there are also Child 0-5 and Child 6-18 plans.

Utah Dept of Health:
http://health.utah.gov

Utah MyHealthcare Program:
http://health.utah.gov/myhealthcare/


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